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v0 by Vercel vs Lovable (2026): Which should you pick?

Short answer

  • Pick v0 by Vercel if you want React or Next.js UI with one-click deploys to Vercel.
  • Pick Lovable if you are not a developer and want to chat your way to a web app, with hosting included via credits.

Based only on the facts below: Pricing from v0.app, checked 2026-11-03. Pricing from lovable.dev, checked 2026-11-03. No scores and no hands-on testing (methodology).

Pricing at a glance

Free tier

v0 by Vercel

Free: $5 one-time credits for new users and a 7 message/day limit; Plus $30/user/mo; Business $100/user/mo; paid plans include $30 monthly credits per user plus $2 daily login credits.

Official pricing page · checked 2026-11-03

App buildingDesign
Free tier

Lovable

Free: 5 daily build credits (up to 30/mo) + 20 Cloud credits; Pro $25/mo and Business $50/mo (each from 100 monthly credits; yearly billing gives 2 months free); Enterprise custom.

Official pricing page · checked 2026-11-03

App building

Feature checklist

From each tool's pricing page and listed use cases. "Not listed" means it is not among the use cases we list for that tool, not that it cannot do it.

Featurev0 by VercelLovable
Pricing
Free tier or open-source optionYesYes
Open sourceNot listedNot listed
Free trial mentionedNot listedNot listed
Listed under
App buildingYesYes
DesignYesNot listed
Listed use cases
generate React/Next.js UIYesNot listed
build full-stack web appYesNot listed
deploy to VercelYesNot listed
build a web app by chattingNot listedYes
make a landing pageNot listedYes
add auth to an app without codeNot listedYes

Best for and skip if

v0 by Vercel

Best for

  • generate React/Next.js UI
  • build full-stack web app
  • deploy to Vercel

Skip if this matters to you

  • Tied to the Vercel ecosystem
  • Credits-based usage

From official docs and the pricing page, checked 2026-11-03.

Lovable

Best for

  • build a web app by chatting
  • make a landing page
  • add auth to an app without code

Skip if this matters to you

  • Credit-based pricing can be hard to predict
  • Monthly plan credits expire 2 months after issue; daily build credits expire each day

From official docs and the pricing page, checked 2026-11-03.

New to building apps? Compare free plans, hosting and phone apps in the beginners guide →

Not sure which to pick? See the guide to AI coding tools: free plans, credits and resets for 11 tools →

v0 by Vercel vs Lovable: FAQ

Should I use v0 by Vercel or Lovable?

Pick v0 by Vercel if you want React or Next.js UI with one-click deploys to Vercel. Pick Lovable if you are not a developer and want to chat your way to a web app, with hosting included via credits. Based on the official pricing pages and docs listed on this page, checked 2026-11-03.

Is v0 by Vercel free?

Yes, it lists a free way to start. Free: $5 one-time credits for new users and a 7 message/day limit; Plus $30/user/mo; Business $100/user/mo; paid plans include $30 monthly credits per user plus $2 daily login credits. (official pricing page, checked 2026-11-03)

Is Lovable free?

Yes, it lists a free way to start. Free: 5 daily build credits (up to 30/mo) + 20 Cloud credits; Pro $25/mo and Business $50/mo (each from 100 monthly credits; yearly billing gives 2 months free); Enterprise custom. (official pricing page, checked 2026-11-03)

How much do v0 by Vercel and Lovable cost?

v0 by Vercel: Free: $5 one-time credits for new users and a 7 message/day limit; Plus $30/user/mo; Business $100/user/mo; paid plans include $30 monthly credits per user plus $2 daily login credits. Lovable: Free: 5 daily build credits (up to 30/mo) + 20 Cloud credits; Pro $25/mo and Business $50/mo (each from 100 monthly credits; yearly billing gives 2 months free); Enterprise custom. (official pricing pages, checked 2026-11-03).

What is the difference between v0 by Vercel and Lovable?

v0 by Vercel is listed for: generate React/Next.js UI; build full-stack web app; deploy to Vercel. Lovable is listed for: build a web app by chatting; make a landing page; add auth to an app without code.

Do v0 credits roll over?

Yes, for one month on paid plans. Plus includes $30 of monthly credits per user plus $2 of free daily credits on login. The Free plan gives new users $5 in one-time credits with a 7 message a day limit.

Source: v0: pricing and FAQ (checked 2026-10-29)

Do Lovable credits roll over or expire?

Daily credits do not roll over; they expire at the end of each day. Unused monthly plan credits carry forward but expire 2 months after they are issued on monthly plans, or 1 month after the annual period ends on annual plans. Top-up credits on Pro and Business last 12 months from purchase.

Source: Lovable docs: Credits and usage; Lovable docs: FAQ (checked 2026-10-29)

When do Lovable daily credits reset?

Every day at 00:00 UTC. The Free plan includes 5 daily build credits, up to 30 a month, plus a daily chat allowance.

Source: Lovable docs: Credits and usage; Lovable docs: FAQ (checked 2026-10-29)

Did you test v0 by Vercel and Lovable?

No. Verdicts are based on each vendor's public docs and pricing pages, not hands-on testing, unless a page says otherwise.

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